XLCR Insights https://xlcr.ae/insights/ Market intelligence and guidance on Dubai property, residency and prime real estate from XLCR, a private office in Dubai. en Copyright 2026 XLCR. Excelsior Real Estate Brokers L.L.C. Mon, 07 Sep 2026 08:00:00 +0400 The DLD Valuation Certificate: Why It Differs From the Price Paid https://xlcr.ae/insights/dld-valuation-certificate https://xlcr.ae/insights/dld-valuation-certificate Nick Grassick Transactions Mon, 07 Sep 2026 08:00:00 +0400 A Dubai Land Department valuation records market value at the date of assessment, not the price agreed. What it costs, how long it takes, and why it decides Golden Visa eligibility. The UAE Golden Visa Through Property: 2026 Rules https://xlcr.ae/insights/uae-golden-visa-property https://xlcr.ae/insights/uae-golden-visa-property Nick Grassick Residency Fri, 04 Sep 2026 08:00:00 +0400 The 10-year UAE Golden Visa through property requires AED 2 million in Dubai Land Department certified value. What qualifies in 2026, what it costs, and where the detail matters. Off-Plan Mortgages Before Handover: What Changed in Dubai https://xlcr.ae/insights/off-plan-mortgages-before-handover https://xlcr.ae/insights/off-plan-mortgages-before-handover Nick Grassick Market Intelligence Fri, 04 Sep 2026 08:00:00 +0400 A Q2 2026 change lets UAE banks pre-approve mortgages on off-plan Dubai property at 30 to 40% construction. What it means for buyers, and what to check before relying on it.